The Bank started as one Branch and has expanded into nine branches. For proper and effective decision making, coordination and controls, management of the Bank is arranged in hierarchical order. At the apex of the decision making process is the Board of Directors who offers the policy formulation and direction for implementation by management team who supervises the operational activities of the staff.
For effective and efficient implementation of various directives, various functions including Operations, Finance and Administration, Credit and Marketing, Audit and Investigations take up, perform, monitor, and evaluate tasks to achieve goals.
The various units within the functions are organized so well through proper coordination to ensure efficiency. With the introduction of computerization and its deployment in our operations few years ago, major bottlenecks have been overcome, especially in our loan tracking methods, though few challenges persist as a Rural Bank.